vetstak

Wave

Free invoicing and bookkeeping for freelancers and very small businesses.

User rating
4.4 of 5 on Capterra from 17 reviews
Free plan
Yes: the Starter plan.
Our confidence
Low. Only 17 reviews on this listing; its payments and payroll are built mainly for the US and Canada.

Best for

Freelancers and very small businesses in the US and Canada who want to start free.

What it costs

Free Starter plan. Pro is about $19 a month. Payments and payroll cost extra.

What users agree on

  • Free basic plan with no monthly fee
  • Easy for people without accounting training
  • Invoices with reminders and online payments
  • Links bank accounts, cards and PayPal

What users complain about

  • Fewer features than QuickBooks or Xero, and no inventory
  • Payroll, payments and support cost extra
  • Bank imports sometimes fail
  • Auto-sorted transactions often need fixing

Visit Wave Check if it fits me

Sources

Facts last checked October 2026. Prices and features change often, so confirm on Wave's website before buying. If we earn a commission from this link, it never affects how we rank Wave.