Xero
Clean, cloud-based accounting with automatic bank reconciliation and strong international support.
- User rating
- 4.4 of 5 on Capterra from 3,332 reviews
- Free plan
- No, free trial only.
- Our confidence
- High. Over 3,000 reviews.
Best for
Small businesses outside the US, or anyone who values a clean, simple interface.
What it costs
Free trial. In the US, plans run from about $25 to $90 a month. Prices vary by country.
What users agree on
- Clean, intuitive interface for non-accountants
- Automatic bank matching saves time
- Recurring invoices and automation
- Lots of integrations with other apps
What users complain about
- Reports are basic and hard to customise
- Support can be slow
- Price increases and paid add-ons
- Bank feeds sometimes disconnect or duplicate entries
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Sources
Facts last checked October 2026. Prices and features change often, so confirm on Xero's website before buying. If we earn a commission from this link, it never affects how we rank Xero.